WHEN FINANCIAL PRESSURE BUILDS, CONTROL MUST BE RESTORED.
Fortis Business Advisors restores control in privately held businesses under financial pressure through structured capital analysis, operational stabilization, and disciplined recovery execution.
CONDITIONS SHIFT. OPTIONALITY NARROWS.
Privately held businesses now operate with tighter margins, layered capital structures, and compressed timelines.
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Financial pressure rarely arrives in a single event. It develops over time until choices narrow and control begins to slip.
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Fortis restores clarity by defining capital position, protecting optionality, and sequencing decisive action before leverage is lost.
THE FORTIS STABILIZATION FRAMEWORK
Fortis operates through a structured, three-phase process designed to restore control, preserve optionality, and protect enterprise value as financial pressure intensifies.
Phase I — Diagnostic Control
We establish clarity through liquidity modeling, capital stack mapping, collateral evaluation, and lender posture assessment. Control begins with understanding who has leverage and how quickly time is compressing.
Phase II — Structural Repositioning
We coordinate negotiated workouts, operational corrections, stakeholder alignment, and strategic asset planning to stabilize operations and preserve enterprise value.
Phase III — Execution Discipline
When action is required, we implement structured turnaround sequencing, asset monetization, controlled wind-down, or recovery optimization with disciplined oversight and measurable objectives.
RECENT ENGAGEMENTS
Real-world outcomes. Executed with urgency, clarity, and measurable impact.
Capital structure analysis, liquidity modeling, lender positioning, and funding execution within structured stabilization engagements.​
Operational stabilization, cost correction, stakeholder coordination, and disciplined execution to restore control and protect enterprise value.​
Strategic asset monetization, retail liquidation, and controlled wind-down execution structured to maximize lender and owner recovery outcomes.
EXECUTION BUILT ON REAL OPERATING EXPERIENCE
Fortis combines capital expertise with firsthand operating experience. We understand how financial structure and day-to-day operations intersect and how quickly pressure compresses optionality.
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We work across financial advisory, operational stabilization, and asset recovery with disciplined sequencing and clear stakeholder alignment.
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Whether stabilizing liquidity, coordinating lenders, or executing monetization, the approach remains structured, direct, and outcome-focused.
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Early intervention preserves control and protects enterprise value.
Integrated Financial & Operational Execution
Liquidity analysis, operational correction, and structured recovery strategy aligned so timing, capital, and execution move together.
Owner-Level Engagement
Direct work with decision-makers to establish clarity and sequence action before pressure dictates outcomes.
Structured Lifecycle Support
From early distress to transition or controlled wind-down, we provide continuity within a defined stabilization framework.
Practical Senior-Level Access
Direct engagement from experienced operators and advisors, structured for privately held businesses without institutional layers.
Coordinated Multi-Stakeholder Execution
We align lenders, owners, fiduciaries, and advisors around a defined plan to protect enterprise value and drive controlled outcomes.
STABILIZATION APPLICATION AREAS
OUR LATEST INSIGHTS
As Merchant Cash Advance (MCA) agreements face legal reclassification in bankruptcy court, lenders, advisors, and small business owners alike may be standing on shakier ground than they realize. The latest rulings out of the Southern District of New York signal a major shift that could reshape preference risk and capital recovery in distressed situations.
Structured perspectives on capital pressure, lender dynamics, and small business stabilization.
MCAs offer fast access to capital, but often exacerbate financial distress. Learn how MCAs work, the risks, and recovery options.
In this edition of The Small Business Show, Jim Fitzpatrick and Ben Nicholson delve into the ins and outs of Merchant Cash Advances (MCAs).
