WHEN FINANCIAL PRESSURE BUILDS, STRUCTURE DETERMINES OUTCOMES
Fortis Business Advisors stabilizes capital structures under financial pressure — aligning lenders, advisors, and operators through disciplined execution.
CONDITIONS SHIFT. OPTIONALITY NARROWS.
Privately held businesses today operate with tighter margins, more complex financing, and shorter timelines.
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In that environment, financial pressure rarely arrives all at once. ​It develops gradually — until choices begin to narrow.
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Fortis restores clarity by mapping capital position, protecting optionality, and establishing disciplined sequencing before control is lost.
THE FORTIS STABILIZATION FRAMEWORK
Fortis operates through a structured, three-phase approach designed to restore control, protect optionality, and align stakeholders as financial pressure evolves.
Phase I — Diagnostic Control
Liquidity modeling, capital stack mapping, collateral assessment, and lender posture analysis to establish clarity and control.
Phase II — Structural Repositioning
Negotiated workouts, operational stabilization, stakeholder coordination, and strategic asset planning to preserve value.
Phase III — Execution Discipline
Turnaround sequencing, asset monetization, controlled wind-down, and recovery optimization when required.
Capital stack analysis, funding strategy, valuation positioning, and transaction readiness within structured stabilization engagements.
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Liquidity modeling, cost realignment, stakeholder coordination, and operational stabilization to preserve control and optionality.
Strategic asset monetization, retail liquidation, controlled wind-down execution, and recovery optimization aligned with stakeholder outcomes.
EXECUTION BUILT ON REAL OPERATING EXPERIENCE
Fortis combines capital expertise with firsthand operating experience. We understand how financial structure and day-to-day operations intersect — and how quickly pressure can narrow options.
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The team works across financial advisory, operational stabilization, and asset recovery with disciplined sequencing and clear stakeholder alignment.
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Whether stabilizing liquidity, coordinating lenders, or executing monetization, the approach remains direct, structured, and outcome-focused.
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Early intervention expands optionality and preserves enterprise value.
Integrated Financial & Operational Execution
We align liquidity analysis, operational correction, and structured recovery strategy — ensuring timing, capital, and execution move together.
Owner-Level Engagement
We work directly with decision-makers — moving quickly, establishing clarity, and sequencing actions before pressure dictates outcomes.
Structured Lifecycle Support
From growth to transition to controlled wind-down, we provide continuity within a disciplined stabilization framework.
Practical Senior-Level Access
Hands-on expertise scaled for small business complexity without unnecessary layers or institutional overhead.
Coordinated Multi-Stakeholder Execution
We align lenders, owners, fiduciaries, and advisors to protect value and drive controlled outcomes across markets.
RECENT ENGAGEMENTS
Real-world outcomes. Executed with urgency, clarity, and measurable impact.
OUR LATEST INSIGHTS
As Merchant Cash Advance (MCA) agreements face legal reclassification in bankruptcy court, lenders, advisors, and small business owners alike may be standing on shakier ground than they realize. The latest rulings out of the Southern District of New York signal a major shift that could reshape preference risk and capital recovery in distressed situations.
Structured perspectives on capital pressure, lender dynamics, and small business stabilization.
MCAs offer fast access to capital, but often exacerbate financial distress. Learn how MCAs work, the risks, and recovery options.
In this edition of The Small Business Show, Jim Fitzpatrick and Ben Nicholson delve into the ins and outs of Merchant Cash Advances (MCAs).
